One financial gateway. Every rail your business needs.
IPS Gateway is the high-speed financial transaction layer for businesses in the Americas, Europe, Asia, and Africa. Move money across traditional banks, fintech APIs, insurance carriers, mobile money operators, and stablecoin networks — all from a single integration.
No setup fees during beta · Sandbox keys in minutes · Production approval in days
Five rails. One contract. Zero glue code.
Stop stitching together banks, processors and chains. IPS Gateway gives you a unified API to move value wherever your customers actually keep it.
Bank Rails
Direct ACH, Wire, RTP, FedNow in the US, Canada, Mexico & EMEA. Real-time settlement with Tier-1 partner banks across NGN, KES, GHS, ZAR and more.
Fintech APIs
Card issuance, KYC, lending and payment facilitation (PayFac) primitives via curated fintech partners — pre-integrated, pre-compliant.
InsurTech
Embedded policy issuance, claims payouts and premium collection for health, life and parametric covers.
Mobile Money
M-Pesa, MTN MoMo, Airtel Money, Orange Money — collect and disburse to 600M+ wallets across the African continent.
Stablecoin Settlement
USDC, USDT, PYUSD on Ethereum, Base, Solana and Tron. On/off-ramp into local currency, treasury auto-rebalance.
Intelligence Layer
FX routing, fraud scoring, AML screening and reconciliation reports — built in, not bolted on.
Move dollars at internet speed.
FedNow and RTP for instant payouts. Nacha-compliant ACH for bulk runs. Card acquiring with optimized routing. Native USDC settlement for B2B and cross-border.
- ✓ US & Canada banking partners
- ✓ FinCEN MSB & state-licensed coverage via partners
- ✓ SOC 2 & PCI DSS aligned
Reach 1.4 billion people. One integration.
Mobile money rails across Kenya, Nigeria, Ghana, Uganda, Tanzania, South Africa, Côte d’Ivoire and Senegal. PAPSS-ready cross-border settlement. Stablecoin liquidity to bridge FX gaps.
- ✓ MoMo, M-Pesa, Airtel, Orange wallets
- ✓ NGN, KES, GHS, ZAR, XOF disbursements
- ✓ Local-currency virtual accounts
Built for the teams reshaping money.
Startups & SMEs
Launch a payments product in days. Sandbox keys instantly, production in under a week.
Enterprise & Banks
Modernize core systems with a low-risk overlay. SLA-backed throughput, dedicated environments, named support.
Platforms & Marketplaces
Multi-party payouts, split settlements, escrow primitives and embedded wallets — ready to ship.
Ready to move money like it’s 2030?
Join the IPS Gateway beta. Get sandbox keys today, ship to production in days, and start settling across banks, mobile money and stablecoins from one API.